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Position Title
Loan Specialist
Agency
Small Business Administration
Announcement Number
20-076-TM-MP Opens in new window
Open Period
Friday, January 31, 2020 to Thursday, February 13, 2020
For preview purposes only. To apply, please return to the USAJOBS announcement and click the Apply button.
Eligibilities
1. Do you claim Veterans’ Preference? (limit characters)
2. Are you a current or former federal employee displaced from the agency hiring for this position? If yes, confirm:
  • you are located in the same local commuting area of the vacancy; AND,
  • you are applying to a position that is at or below the grade level of the position from which you were or will be separated; AND,
  • you are applying to a position that does not have greater promotion potential than the position from which you were or will be separated; AND,
  • your last performance rating of record is at least fully successful or the equivalent.
For more information, review the USAJOBS Help Center.

To verify your eligibility, you must submit supporting documentation such as a Reduction in Force (RIF) separation notice or a Proposed Removal/Separation notice to include your latest performance rating (if the notice does not have this information included, you must submit a copy of your most recent performance appraisal) and a copy of your latest Notification of Personnel Action, Standard Form 50.
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3. Do you meet the following criteria for Competitive Merit Promotion eligibility:
  • Current or former Federal employee with a career or career-conditional appointment in the competitive service;
  • At least one year Time In Grade (TIG) at the next lower grade level, or higher, from the position to which you are applying, if applicable.
To verify your eligibility, you must submit supporting documentation. A copy of your latest Notification of Personnel Action, Standard Form 50 (SF-50) or equivalent personnel action form reflecting your competitive status. All required documentation will be outlined in the Job Opportunity Announcement.
(limit characters)
4. Are you a current or former federal employee displaced from a position in a Federal agency other than the agency hiring for this position? If yes, confirm:
  • you are located in the same local commuting area of the vacancy; AND,
  • you are applying to a position that is at or below the grade level of the position from which you were or will be separated; AND,
  • you are applying to a position that does not have greater promotion potential than the position from which you were or will be separated; AND,
  • your last performance rating of record is at least fully successful or the equivalent.
For more information, review the USAJOBS Help Center.  

To verify your eligibility, you must submit supporting documentation such as a Reduction in Force (RIF) separation notice to include your latest performance rating (if the notice does not have this information included, you must submit a copy of your most recent performance appraisal) and a copy of your latest Notification of Personnel Action, Standard Form 50.
(limit characters)
5.

If you're a current or former Land Management employee, who worked in a term or temporary job, you may be eligible to apply to a merit promotion vacancy if you meet the following requirements and provide the required documentation.  You must apply within two years of your last term or temporary job and meet all of the following conditions:

  • You worked for a land management agency. (The Department of Agriculture's Forest Service, The Department of Interior's Bureau of Land Management, National Park Service, Fish and Wildlife Service, Bureau of Indian Affairs and Bureau of Reclamation)
  • Your job was a term or temporary job in the competitive service.
  • You worked for a land management agency for more than 24 months - it doesn't have to be continuous, as long as there's no break of two or more years.
  • You received acceptable performance ratings throughout your term or temporary employment.
  • You did not leave your job due to misconduct or performance.
If you meet these requirements you must submit your first and last SF-50 from each appointment as well as your performance appraisal for each appointment that makes us the 24 total months of employment with the Land Management agency.  If you do not provide the required documentation you will be found ineligible for consideration under the Land Management eligibility.
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6. Have you occupied a permanent position in which the full performance level (FPL) is equivalent to the FPL of the position being advertised?

ie: to be eligible for NonCompetitive consideration to a  position being advertised at the GS-09, with an FPL of a GS-12, you must have previously held one of the following:
  • GS-09 with an FPL of GS-12,
  • GS-11 with an FPL of GS-12,
  • GS-12 - 15
To verify your eligibility as a current or former Federal civilian employee, you must submit a copy of your Notification of Personnel Action, Standard Form 50 (SF-50) or equivalent personnel action form reflecting your permanent, competitive status and full performance level. Your SF-50 (or equivalent personnel action form) must reflect:
• career or career-conditional (Tenure field is 1 or 2);
• status in the competitive service (Position Occupied field is 1); AND,
• full performance level (equivalent to the FPL of the position being advertised).
(limit characters)
7. Are you eligible to apply under one of the following Non-Competitive Hiring Eligibilities:
30% Disabled Veterans
Veterans Recruitment Authority (for positions GS-11 and below);
Military Spouses;
Certain former overseas employees;
Present and former Peace Corps, Vista or Action volunteers;  
Schedule A, Individuals with Disabilities
Foreign Service Employees

To verify your eligibility, you must submit supporting documents. For example, a copy of your latest Certificate of Release or Discharge from Active Duty, DD-214 (copy indicating character of service) or other proof of service which includes character of service; VA letter; Statement of Peace Corp Service, Schedule A letter, etc.
(limit characters)
8. Are you a current Excepted Service employee of a Federal Agency that has a valid interchange agreement with the Office of Personnel Management?

For more information, review Interchange Agreements with Other Merit Systems.  

-OR-

Are you a current:
  • Postal Career Service Employee;
  • Postal Rate Commission Employee;
  • Government Accountability Office (GAO) Employee; or,
  • Administrative Office of the U.S. Courts Employee?
For more information, review Miscellaneous Authorities Not Regulated By U.S. Office of Personnel Management.

To verify your eligibility, you must submit a copy of your Notification of Personnel Action, Standard Form (SF-50) reflecting your status.
(limit characters)
9. Are you a veteran whose latest discharge was under honorable conditions and you:
• served three or more years of continuous active duty service in the military (NOTE: if released shortly before completing a 3-year tour, you are considered to meet the eligibility) OR
• are entitled to veterans' preference
To verify your eligibility, you must submit a copy of your latest Certificate of Release or Discharge from Active Duty, DD-214 (copy indicating character of service) or other proof of service which includes character of service.
For more information, review USAJOBS Veterans resources.
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Assessment 1
We will evaluate your resume and responses to this Assessment Questionnaire to determine if you are among the best qualified for this position. Your responses are subject to verification and must be supported by your resume and supporting documents. (limit characters)
1. From the responses below, select the ONE statement below that BEST describes your qualifications to meet the basic requirements at the GS-09 grade level.
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Select the one statement that most accurately describes your training and experience carrying out each task using the scale provided. (limit characters)
Select the one statement that most accurately describes your training and experience carrying out each task using the scale provided. (limit characters)
2. Apply rules and regulations in connection with the servicing, purchasing and liquidation of residential and commercial loans.
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3. Use financial and credit factors in the analysis of business and commercial loans.
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4. Review and understand the characteristic requirements, collateral and terms of residential and commercial loans.
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5. Utilize the business practices, financial structures, and pertinent statutory, regulatory and administrative provisions relative to residential and commercial loan servicing.
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6. Apply residential and commercial loan guidelines to make sound liquidation recommendations.
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7. Gather and review facts and data relating to loan balance, lien situations, collateral, and interest of other creditors.
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8. Utilize knowledge of collateral, business types, loan programs, general economic conditions, and specific economic conditions of the community in which the business is located.
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9. Request, understand, and interpret financial statements to identify borrower assets which could provide recovery.
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10. Negotiate and recommend compromise settlement agreements.
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11. Determine when all reasonable collection efforts have been exhausted.
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12. Prepare written recommendations regarding servicing, collection, and/or liquidation actions of residential or commercial loans.
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13. Use knowledge and understanding of business systems, elements of good management and financial organization.
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14. Assist in the development of recommendations for workable solutions.
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15. Communicate with borrowers with regard to problem loan situations
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16. Determine the earning potential of a business enterprise.
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17. Explain policies, procedures, regulations, and provide detailed answers to difficult questions in a one-on-one situation with lender or borrower.
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18. Identify and evaluate financial management problems.
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19. Analyze the underlying problems and causes of the delinquency and identify potential solutions.
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20. Prepare routine correspondence and reports.
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21. Review and analyze requests from borrowers or lenders in relation to servicing, purchasing, and/or liquidating loans.
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22. Examine obligor's present and future financial condition.
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