- Position Title
- Loan Specialist (commercial)
- Agency
- National Oceanic and Atmospheric Administration
- Announcement Number
- NMFS OMB-23-11869348-DE Opens in new window
- Open Period
- Monday, March 20, 2023 to Monday, April 3, 2023
For preview purposes only. To apply, please return to the USAJOBS announcement and click the Apply button.
Eligibilities
1.
Do you claim Veterans’ Preference?
2.
Are you a current Department of Commerce employee who meets the definition of surplus or displaced from a position in the competitive service that makes you eligible under the Career Transition Assistance Plan (CTAP)? If yes, please confirm that you meet all the following eligibility requirements:
- This position is in the same local commuting area as the position of record from which you will be separated; and
- This position is at a grade level no higher than the grade of the position of record from which you will be separated; and
- This position has no greater promotion potential than the position of record from which you will be separated; and
- You have a current performance rating of record of at least fully successful or the equivalent; and
- You have not yet been separated.
3.
Are you a current or former employee of a Federal agency (other than the Department of Commerce) who meets the definition of displaced from a position in the competitive service that makes you eligible under the Interagency Career Transition Assistance Plan (ICTAP)? If yes, please confirm that you meet all the following eligibility requirements:
- This position is in the same local commuting area as the position of record from which you were separated; and
- This position is at a grade level no higher than the grade of the position of record from which you were separated; and
- This position has no greater promotion potential than the position of record from which you were separated; and
- Your last performance rating of record was at least fully successful or the equivalent; and
- You were separated from your position of record less than one year ago.
Preferences
1.
Select the location(s) you want to be considered for. You must choose at least one location.
Assessment 1
Thank you for your interest in this position with the National Oceanic and Atmospheric Administration. Your resume and the responses you provide to this assessment questionnaire will be used to determine if you are among the best qualified for this position. Your responses are subject to verification. Please review your responses for accuracy before you submit your application.
Please ensure that your resume clearly identifies job title(s) (including job series and grade, if federal employee); duties description; education; starting and ending dates (month and year); and hours worked per week as stated in the vacancy announcement.
1.
Select the one statement that best describes the education and/or experience that you possess that demonstrates your ability to perform the work of a Loan Specialist (Commercial) at the ZA-3 grade level or equivalent pay band in the Federal service.
2.
Describe your experience conducting financial analysis on small to mid-sized business loan requests to determine associated credit risk for potential program borrowers.
3.
Describe your experience or education in consumer and commercial lending.
4.
Describe your experience or education in foreclosure procedures.
5.
Describe your experience applying knowledge of credit administration, statutory and regulatory requirements, and various lending principles to the negotiation and administration of loans.
6.
Describe your experience analyzing financial statements.
7.
Describe your experience working independently on complex commercial loans with loan amounts greater than $5 million secured by multiple pieces of collateral and guarantees.
8.
Describe your experience maintaining a loan portfolio of individual and businesses accounts.
9.
Describe your knowledge of or experience in loan servicing procedures. (Select all that apply.)
10.
Select the experience you have regarding closing and servicing loans. (Select all that apply.)
11.
Describe your experience with processing loan requests.
12.
Describe your experience collecting financial reports from borrowers and reviewing loan servicing requests from borrowers.
13.
Describe your experience determining priority interest in loan collateral and whether or not lien interests are perfected.
14.
Describe your experience composing loan reports with written analysis on loan recommendations.
15.
Describe your experience reviewing balance sheets and income statements in order to evaluate the working capital and cash flow abilities of applicants.
16.
Describe your experience effectively researching, analyzing, and understanding governing laws and industry regulations for commercial borrowers.
17.
Describe your experience assessing industry risks, collateral values and borrower's repayment ability by analyzing the borrower's operations, procedures and regulations.
18.
NOTE: It is the applicant's responsibility to verify that information entered, uploaded, or faxed (i.e., resume, veterans' preference documentation, assessment questions and answers, and SF-50s) is accurate and received by the Agency. Please take this opportunity to review your resume to ensure you have included the number of work hours per week for each job or position that you have held. By agreeing to the statement below, you are confirming that you:
*Have reviewed your resume for inclusion of work hours, and
*Verify that you have included a resume containing work hours per week for each job or position held.
*Have reviewed your resume for inclusion of work hours, and
*Verify that you have included a resume containing work hours per week for each job or position held.
19.
I certify, to the best of my knowledge, that all the information in my application is true, and that I have truthfully and accurately represented my work experience, knowledge, skills, abilities and education. I understand that providing false or fraudulent information may be grounds for not hiring me or for firing me after I begin work. I also certify that I have read the entire vacancy announcement; that I have reviewed my answers to the eligibility questions for accuracy; and that I understand what supporting documentation, if any, is required for submission and when it's due.