- Position Title
- Loan Specialist (Commercial)
- Agency
- Agriculture, Rural Development
- Announcement Number
- IMP-NC-12128944-2023-TGG Opens in new window
- Open Period
- Thursday, September 21, 2023 to Wednesday, September 27, 2023
For preview purposes only. To apply, please return to the USAJOBS announcement and click the Apply button.
Eligibilities
PLEASE READ THE FOLLOWING ELIGIBILITY QUESTIONS CAREFULLY. Your answers will be used to determine your eligibility to apply to this job opportunity announcement. You will be considered under the eligibility option(s) to which you answer YES. Select YES to all eligibility options for which you want to be considered. If you respond NO to meeting the criteria for all the eligibilities, you will not be considered for the position(s) under this announcement.
NOTE: You must submit the required supporting documentation to receive consideration for EACH selected eligibility. Failure to provide the required documents will result in an ineligible rating and your application will be excluded from consideration.
NOTE: You must submit the required supporting documentation to receive consideration for EACH selected eligibility. Failure to provide the required documents will result in an ineligible rating and your application will be excluded from consideration.
1.
Are you a current USDA employee who meets the definition of a "surplus" or "displaced" employee, in which received official notice that your job is no longer needed or that you will lose your job by Reduction-in-Force (RIF)? If yes, confirm:
• you are located in the same local commuting area as the vacancy; AND,
• you are applying to a position that is at or below the grade level of the position from which you will be separated; AND,
• you are applying to a position that does not have greater promotion potential than the position from which you will be separated; AND,
• your last performance rating of record is at least fully successful or the equivalent.
For more information, review the USAJOBS Help Center.
• you are located in the same local commuting area as the vacancy; AND,
• you are applying to a position that is at or below the grade level of the position from which you will be separated; AND,
• you are applying to a position that does not have greater promotion potential than the position from which you will be separated; AND,
• your last performance rating of record is at least fully successful or the equivalent.
For more information, review the USAJOBS Help Center.
2.
Are you a current or former permanent Farm Service Agency County employee?
3.
Have you registered for reemployment consideration AND meet one of the below:
• Are you a current or former competitive service USDA employee who will be or was separated by Reduction-In-Force (RIF) and received a rating of satisfactory or above as your last annual performance rating?
OR
• Are you a former USDA competitive service employee who separated due to a compensable injury or disability?
• Are you a current or former competitive service USDA employee who will be or was separated by Reduction-In-Force (RIF) and received a rating of satisfactory or above as your last annual performance rating?
OR
• Are you a former USDA competitive service employee who separated due to a compensable injury or disability?
4.
Are you a current USDA employee who currently holds a career or career conditional appointment?
5.
Are you a USDA employee who currently holds a career or career conditional appointment AND you have held or currently hold a position on a permanent basis in the competitive service with the same or higher promotion potential of the position being advertised?
Preferences
1.
Select the lowest grade you are willing to accept for this position.
2.
Are you a current or former Political appointee, Presidential appointee, and/or non-career Senior Executive Service (SES) appointee?
Assessment 1
Thank you for your interest in the Loan Specialist (Commercial) position. Please complete the following questionnaire and ensure there is alignment between your application and the response provide. Thank you.
1.
Have you read the "Required Documents" section of the vacancy announcement and understand that your resume must include all specific information as outlined, such as 1) personal information that includes name, address, contact information; 2) education; 3) detailed work experience related to this position as described in the major duties including work schedule, hours worked per week, dates of employment (MM/YY); title, series, grade for each job on your resume (if applicable); 4) other qualifications and do you understand that failure to submit all required information or legible documents prior to the closing date of the announcement will result in loss of consideration?
2.
Select the following statement that is most applicable to your specialized experience qualifications for GS-11 as stated in this announcement.
3.
Select the following statement that is most applicable to your specialized experience qualifications for GS-12 as stated in this announcement.
Select the one statement that most accurately describes your training and experience carrying out each task using the scale provided.
4.
Process a variety of special servicing actions (e.g. transfers, consolidations and re-amortizations).
5.
Review and process loan disbursement requests
6.
Prepare loan conditions
7.
Review and recommend approval or disapproval of loan/grant cases.
8.
Approval applications for real estate and/or commercial loans
9.
Evaluate financial and credit risk factors involved in granting, guaranteeing, or insuring loans.
10.
Perform review of annual audits, financial statements, and operating budgets.
11.
Analyze cash flow of individuals, businesses, or municipalities to determine ability to repay.
12.
Use computer programs to process loans.
13.
Process loans for homeowners or businesses requesting loan funds, to purchase, refinance or construct relocation property.
14.
I provide technical advice and assistance on the following matters affecting the water and waste disposal loan and/or grant programs.
Select the one statement that most accurately describes your training and experience carrying out each task using the scale provided.
15.
Review legal instruments and documents required to close business, and commercials loans, and/or municipal loans.
16.
Research regulations and analyze credit needs/terms to determine whether the loan should be approved, continued, modified or liquidated.
17.
Ensure regulations are adhered to in complex cases such as bankruptcies, foreclosures, acquisitions, and maintenance and disposal of inventory property.
18.
Gather, compile and analyze financial information,
19.
Research and gather information to answer inquiries from the general public and program personnel.
20.
Assist borrowers/applicants in complying with the loan requirements (i.e. Promissory notes, mortgages, deeds of trust, security agreements, etc.)
21.
Ensured that the civil rights of applicants/borrowers are protected and strive to meet the needs of socially disadvantaged and minority applicants and borrowers.
22.
Which of the following do you have on the job experience with? Select all that apply.
23.
Which of the following most accurately reflects your highest level of experience managing project or program initiative?
24.
Which of the following best describes your experience managing and directing loan and/or grant programs?
Select the one statement that most accurately describes your training and experience carrying out each task using the scale provided.
25.
Outreach and marketing experience.
26.
Explain complex issues and giving detailed answers to difficult questions in a one on one situation with a customer.
27.
Explain policy and/or regulations in a one on one situation with a customer.
28.
Attend public meetings with various groups and associations, and perform public relations and outreach activities.
29.
Provide advice and guidance of a factual nature regarding established issues.
30.
Present finding and/or evaluated data through briefs or formal presentation.
31.
Work with contacts of all levels within the agency to obtain or disseminate information as needed.
32.
Provide technical advice and assistance to lenders, borrowers, and applicants.
33.
Respond in a written format to a full range of inquiries concerning commercial loans, reports and other correspondence.
34.
Review and edit informational materials designed to reach a variety of audiences.
35.
Write clear and concise documents such as guides, reports, talking points, training manuals, presentations, memorandums, and various internal communications materials.
36.
Process or analyze data using computer systems or applications.
37.
Prepare routine presentation materials for small groups.
38.
Your responses to the Announcement and Assessment Questionnaires, along with your resume and all supporting documentation are subject to evaluation and verification to ensure accuracy. Submitting false information or attempts to falsify information may be grounds for disqualifying you or for terminating you after you have been hired. Please take this opportunity to review your responses to ensure their accuracy.