- Position Title
- LOAN SPECIALIST (COMMERCIAL)
- Agency
- Agriculture, Rural Development
- Announcement Number
- DE-AR-12129900-2023-SMJ Opens in new window
- Open Period
- Tuesday, September 19, 2023 to Monday, September 25, 2023
For preview purposes only. To apply, please return to the USAJOBS announcement and click the Apply button.
Eligibilities
1.
Do you claim Veterans’ Preference?
2.
Are you a current USDA employee who meets the definition of a "surplus" or "displaced" employee, in which received official notice that your job is no longer needed or that you will lose your job by Reduction-in-Force (RIF)? If yes, confirm:
• you are located in the same local commuting area as the vacancy; AND,
• you are applying to a position that is at or below the grade level of the position from which you will be separated; AND,
• you are applying to a position that does not have greater promotion potential than the position from which you will be separated; AND,
• your last performance rating of record is at least fully successful or the equivalent.
For more information, review the USAJOBS Help Center.
• you are located in the same local commuting area as the vacancy; AND,
• you are applying to a position that is at or below the grade level of the position from which you will be separated; AND,
• you are applying to a position that does not have greater promotion potential than the position from which you will be separated; AND,
• your last performance rating of record is at least fully successful or the equivalent.
For more information, review the USAJOBS Help Center.
3.
Are you a current or former federal employee displaced from a position in a Federal agency other than USDA? If yes, confirm:
• you are located in the same local commuting area as the vacancy; AND,
• you are applying to a position that is at or below the grade level of the position from which you were or will be separated; AND,
• you are applying to a position that does not have greater promotion potential than the position from which you were or will be separated; AND,
• your last performance rating of record is at least fully successful or the equivalent.
For more information, review the USAJOBS Help Center.
• you are located in the same local commuting area as the vacancy; AND,
• you are applying to a position that is at or below the grade level of the position from which you were or will be separated; AND,
• you are applying to a position that does not have greater promotion potential than the position from which you were or will be separated; AND,
• your last performance rating of record is at least fully successful or the equivalent.
For more information, review the USAJOBS Help Center.
4.
Have you registered for reemployment consideration AND meet one of the below:
• Are you a current or former competitive service USDA employee who will be or was separated by Reduction-In-Force (RIF) and received a rating of satisfactory or above as your last annual performance rating?
OR
• Are you a former USDA competitive service employee who separated due to a compensable injury or disability?
• Are you a current or former competitive service USDA employee who will be or was separated by Reduction-In-Force (RIF) and received a rating of satisfactory or above as your last annual performance rating?
OR
• Are you a former USDA competitive service employee who separated due to a compensable injury or disability?
Preferences
1.
Are you a current or former Political appointee, Presidential appointee, and/or non-career Senior Executive Service (SES) appointee?
Assessment 1
Thank you for your interest in the Loan Specialist (Commercial) position. Please complete the following questionnaire and ensure there is alignment between your application and the response provide. Thank you.
1.
Have you read the "Required Documents" section of the vacancy announcement and understand that your resume must include all specific information as outlined, such as 1) personal information that includes name, address, contact information; 2) education; 3) detailed work experience related to this position as described in the major duties including work schedule, hours worked per week, dates of employment; title, series, grade for each job on your resume (if applicable); 4) other qualifications and do you understand that failure to submit all required information or legible documents prior to the closing date of the announcement will result in loss of consideration?
2.
Select the following statement that is most applicable to your specialized experience qualifications for GS-09 as stated in this announcement.
Select the one statement that most accurately describes your training and experience carrying out each task using the scale provided.
3.
Review and process loan disbursement requests.
4.
Process disbursements.
5.
Prepare and submit various loan documents.
6.
Review and recommend approval or disapproval of loan/grant cases.
7.
Determine eligibility for loans and repayment ability.
8.
Evaluate financial and credit risk factors involved in granting, guaranteeing, or insuring loans.
9.
Perform review of annual audits, financial statements, and operating budgets.
10.
Analyze cash flow of individuals, businesses, or municipalities to determine ability to repay.
11.
Use computer programs to process loans.
12.
Analyze consumer credit reports to determine creditworthiness.
13.
Review, analyze, and evaluate the full range of business or municipal related financial statements for small to large sized businesses to determine financial conditions.
14.
Research and analyze problems and recommend solutions.
15.
Conduct periodic audits of files and databases.
16.
Perform analysis of borrower's records and operations.
17.
Review legal instruments and documents required to close business, and commercials loans, and/or municipal loans.
18.
Gather, review and analyze financial statements, tax returns, past productions history, economic conditions, real estate values, legal instruments, security requirements, environmental hazards, partnership agreements, to approve/disapprove a loan.
19.
Gather, compile and analyze financial information.
20.
Process and recommend decisions on residential and business loans.
21.
Research and gather information to answer inquiries from the general public and program personnel.
22.
Assist borrowers/applicants in complying with the loan requirements (i.e. Promissory notes, mortgages, deeds of trust, security agreements, etc.)
23.
Identify errors or inconsistencies with loan and servicing documents.
24.
From the following list of leadership skills, please identify those that you have routinely applied in a formal work setting.
Select the one statement that most accurately describes your training and experience carrying out each task using the scale provided.
25.
I have handled multiple projects and duties simultaneously, delegating assignments, prioritizing as needed, to meet established deadlines.
26.
Explain complex issues and giving detailed answers to difficult questions in a one on one situation with a customer.
27.
Explain policy and/or regulations in a one on one situation with a customer.
28.
Attend public meetings with various groups and associations, and perform public relations and outreach activities.
29.
Provide advice and guidance of a factual nature regarding established issues.
30.
Present finding and/or evaluated data through briefs or formal presentation.
31.
Work with contacts of all levels within the agency to obtain or disseminate information as needed.
32.
Disseminate information to office personnel concerning policies, plans, procedures, methods, and actions of an administrative nature.
33.
Provide technical advice and assistance to lenders, borrowers, and applicants.
34.
Respond in a written format to a full range of inquiries concerning commercial loans, reports and other correspondence.
35.
Develop and/or assist in the development of standard operating procedures, business manuals, business profiles, or negotiated agreements for an organization.
36.
Review and edit informational materials designed to reach a variety of audiences.
37.
Write clear and concise documents such as guides, reports, talking points, training manuals, presentations, memorandums, and various internal communications materials.
38.
Process or analyze data using computer systems or applications.
39.
Prepare routine presentation materials for small groups.
40.
Assist management in developing briefings and presentation and conference materials.
41.
Assist with the review of written submissions for substance, conformance with instructions, completeness and authorizations.
42.
Draft and review program reports, briefings, and other analytical findings.
43.
Your responses to the Announcement and Assessment Questionnaires, along with your resume and all supporting documentation are subject to evaluation and verification to ensure accuracy. Submitting false information or attempts to falsify information may be grounds for disqualifying you or for terminating you after you have been hired. Please take this opportunity to review your responses to ensure their accuracy.