- Position Title
- LOAN SPECIALIST
- Agency
- Agriculture, Rural Development
- Announcement Number
- DE-NM-12132401-2023-CLH Opens in new window
- Open Period
- Wednesday, September 20, 2023 to Tuesday, September 26, 2023
For preview purposes only. To apply, please return to the USAJOBS announcement and click the Apply button.
Eligibilities
1.
Do you claim Veterans’ Preference?
2.
Are you a current USDA employee who meets the definition of a "surplus" or "displaced" employee, in which received official notice that your job is no longer needed or that you will lose your job by Reduction-in-Force (RIF)? If yes, confirm:
• you are located in the same local commuting area as the vacancy; AND,
• you are applying to a position that is at or below the grade level of the position from which you will be separated; AND,
• you are applying to a position that does not have greater promotion potential than the position from which you will be separated; AND,
• your last performance rating of record is at least fully successful or the equivalent.
For more information, review the USAJOBS Help Center.
• you are located in the same local commuting area as the vacancy; AND,
• you are applying to a position that is at or below the grade level of the position from which you will be separated; AND,
• you are applying to a position that does not have greater promotion potential than the position from which you will be separated; AND,
• your last performance rating of record is at least fully successful or the equivalent.
For more information, review the USAJOBS Help Center.
3.
Are you a current or former federal employee displaced from a position in a Federal agency other than USDA? If yes, confirm:
• you are located in the same local commuting area as the vacancy; AND,
• you are applying to a position that is at or below the grade level of the position from which you were or will be separated; AND,
• you are applying to a position that does not have greater promotion potential than the position from which you were or will be separated; AND,
• your last performance rating of record is at least fully successful or the equivalent.
For more information, review the USAJOBS Help Center.
• you are located in the same local commuting area as the vacancy; AND,
• you are applying to a position that is at or below the grade level of the position from which you were or will be separated; AND,
• you are applying to a position that does not have greater promotion potential than the position from which you were or will be separated; AND,
• your last performance rating of record is at least fully successful or the equivalent.
For more information, review the USAJOBS Help Center.
4.
Have you registered for reemployment consideration AND meet one of the below:
• Are you a current or former competitive service USDA employee who will be or was separated by Reduction-In-Force (RIF) and received a rating of satisfactory or above as your last annual performance rating?
OR
• Are you a former USDA competitive service employee who separated due to a compensable injury or disability?
• Are you a current or former competitive service USDA employee who will be or was separated by Reduction-In-Force (RIF) and received a rating of satisfactory or above as your last annual performance rating?
OR
• Are you a former USDA competitive service employee who separated due to a compensable injury or disability?
Preferences
1.
Select the location(s) you want to be considered for. You must choose at least one location.
2.
Select the lowest grade you are willing to accept for this position.
3.
Are you a current or former Political appointee, Presidential appointee, and/or non-career Senior Executive Service (SES) appointee?
Assessment 1
Thank you for your interest in the Loan Specialist (Commercial) position. Please complete the following questionnaire and ensure there is alignment between your application and the response provide. Thank you.
1.
Have you read the "Required Documents" section of the vacancy announcement and understand that your resume must include all specific information as outlined, such as 1) personal information that includes name, address, contact information; 2) education; 3) detailed work experience related to this position as described in the major duties including work schedule, hours worked per week, dates of employment; title, series, grade for each job on your resume (if applicable); 4) other qualifications and do you understand that failure to submit all required information or legible documents prior to the closing date of the announcement will result in loss of consideration?
2.
Select the following statement that is most applicable to your specialized experience qualifications for GS-09 as stated in this announcement.
3.
Select the following statement that is most applicable to your specialized experience qualifications for GS-11 as stated in this announcement.
Select the one statement that most accurately describes your training and experience carrying out each task using the scale provided.
4.
Experience as a commercial loan officer of a financial institution with responsibility for making determination for approval or decline of a business or commercial loan on a regular basis.
5.
Process a variety of special servicing actions (e.g. transfers, consolidations and re-amortizations).
6.
Review and process loan disbursement requests
7.
Prepare loan conditions
8.
Prepare and submit various loan documents
9.
Review and recommend approval or disapproval of loan/grant cases.
10.
Determine eligibility for loans and repayment ability.
11.
Provide credit counseling and determined feasibility of borrower graduation to private lending sources.
12.
Conduct site visits
13.
Prepare and monitor compliance reviews.
14.
Perform review of annual audits, financial statements, and operating budgets.
15.
Prepare and monitor environmental assessments.
16.
Analyze a diverse commercial, business loans, and/or municipal loan portfolio.
17.
Manage the implementation of direct and guaranteed water and waste disposal loan and/or grant programs.
18.
Review, analyze, and evaluate the full range of business or municipal related financial statements for small to large sized businesses to determine financial conditions.
19.
Research and analyze problems and recommend solutions.
20.
Review legal instruments and documents required to close business, and commercials loans, and/or municipal loans.
21.
Research regulations and analyze credit needs/terms to determine whether the loan should be approved, continued, modified or liquidated.
22.
Ensure regulations are adhered to in complex cases such as bankruptcies, foreclosures, acquisitions, and maintenance and disposal of inventory property.
23.
Assess the financial and management condition of the business, individual. Or municipality and prepare a loan officers report.
24.
Gather, compile and analyze financial information,
25.
Research and gather information to answer inquiries from the general public and program personnel.
26.
Identify errors or inconsistencies with loan and servicing documents.
27.
Recognized as an expert in analysis and interpretation of financial data, involving broadly diverse business enterprises which have a persuasive influence on the economy of a significant rural area.
28.
Ensured that the civil rights of applicants/borrowers are protected and strive to meet the needs of socially disadvantaged and minority applicants and borrowers.
29.
Which of the following most accurately reflects your highest level of experience managing project or program initiative?
30.
Which of the following best describes your experience managing and directing loan and/or grant programs?
Select the one statement that most accurately describes your training and experience carrying out each task using the scale provided.
31.
Outreach and marketing experience.
32.
I have handled multiple projects and duties simultaneously, delegating assignments, prioritizing as needed, to meet established deadlines.
33.
Developed a state-wide marketing plan and promotional material.
34.
Explain complex issues and giving detailed answers to difficult questions in a one on one situation with a customer.
35.
Explain policy and/or regulations in a one on one situation with a customer.
36.
Attend public meetings with various groups and associations, and perform public relations and outreach activities.
37.
Present finding and/or evaluated data through briefs or formal presentation.
38.
Provide technical advice and assistance to lenders, borrowers, and applicants.
39.
Skill in verbal communication such as handling interviews with members of the media and briefing borrowers and/or lenders.
40.
Respond in a written format to a full range of inquiries concerning commercial loans, reports and other correspondence.
41.
Develop and/or assist in the development of standard operating procedures, business manuals, business profiles, or negotiated agreements for an organization.
42.
Develop new and persuasive approaches to presenting information in all types of environments.
43.
Write clear and concise documents such as guides, reports, talking points, training manuals, presentations, memorandums, and various internal communications materials.
44.
Develop, write, edit, design and coordinate outreach materials such as handouts, pamphlets, programs and publications.
45.
Prepare complex reports or similar loan and/or grant correspondence.
46.
Process or analyze data using computer systems or applications.
47.
Generate reports of findings from audits conducted.
48.
Assist management in developing briefings and presentation and conference materials.
49.
Assist with the review of written submissions for substance, conformance with instructions, completeness and authorizations.
50.
Your responses to the Announcement and Assessment Questionnaires, along with your resume and all supporting documentation are subject to evaluation and verification to ensure accuracy. Submitting false information or attempts to falsify information may be grounds for disqualifying you or for terminating you after you have been hired. Please take this opportunity to review your responses to ensure their accuracy.