Agriculture, Rural Development Logo
Position Title
Loan Specialist (Commercial)
Agency
Agriculture, Rural Development
Announcement Number
DE-OCA-12417712-2024-JS Opens in new window
Open Period
Friday, May 17, 2024 to Saturday, August 17, 2024
For preview purposes only. To apply, please return to the USAJOBS announcement and click the Apply button.
Eligibilities
1. Do you claim Veterans’ Preference? (limit characters)
2.
Are you a current USDA employee who meets the definition of a "surplus" or "displaced" employee, in which received official notice that your job is no longer needed or that you will lose your job by Reduction-in-Force (RIF)? If yes, confirm:

• you are located in the same local commuting area as the vacancy;  AND,
• you are applying to a position that is at or below the grade level of the position from which you will be separated; AND,
• you are applying to a position that does not have greater promotion potential than the position from which you will be separated; AND,
• your last performance rating of record is at least fully successful or the equivalent.

For more information, review the USAJOBS Help Center.
 
 
(limit characters)
3.
Are you a current or former federal employee displaced from a position in a Federal agency other than USDA? If yes, confirm:

• you are located in the same local commuting area as the vacancy;  AND,
• you are applying to a position that is at or below the grade level of the position from which you were or will be separated; AND,
• you are applying to a position that does not have greater promotion potential than the position from which you were or will be separated; AND,
• your last performance rating of record is at least fully successful or the equivalent.

 For more information, review the USAJOBS Help Center.
 
 
(limit characters)
4. Have you registered for reemployment consideration AND meet one of the below: 

• Are you a current or former competitive service USDA employee who will be or was separated by Reduction-In-Force (RIF) and received a rating of satisfactory or above as your last annual performance rating? 
OR 
• Are you a former USDA competitive service employee who separated due to a compensable injury or disability?
(limit characters)
Preferences
1. Select the location(s) you want to be considered for. You must choose at least one location. (limit characters)
2. Are you a current or former Political appointee, Presidential appointee, and/or non-career Senior Executive Service (SES) appointee? (limit characters)
Assessment 1
Thank you for your interest in the Loan Specialist (Commercial) position. Please complete the following questionnaire and ensure there is alignment between your application and the response provide. Thank you. (limit characters)
1. Have you read the "Required Documents" section of the vacancy announcement and understand that your resume must include all specific information as outlined, such as 1) personal information that includes name, address, contact information; 2) education; 3) detailed work experience related to this position as described in the major duties including work schedule, hours worked per week, dates of employment (MM/YY); title, series, grade for each job on your resume (if applicable); 4) other qualifications and do you understand that failure to submit all required information or legible documents prior to the closing date of the announcement will result in loss of consideration?
(limit characters)
2. Select the following statement that is most applicable to your specialized experience qualifications for GS-09 as stated in this announcement.
(limit characters)
Select the one statement that most accurately describes your training and experience carrying out each task using the scale provided. (limit characters)
3. Establish the terms and conditions of the loan initially or through restructuring
(limit characters)
4. Prepare and submit various loan documents
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5. Determine eligibility for loans and repayment ability.
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6. Approval applications for real estate and/or commercial loans
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7. Analyze cash flow of individuals, businesses, or municipalities to determine ability to repay.
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8. Analyze consumer credit reports to determine creditworthiness.
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9. Analyze personal financial statements to determine such factors as net worth, liquidity, available collateral, business and investment holding, poor financial position, etc.
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10. Research and analyze problems and recommend solutions.
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11. Review legal instruments and documents required to close business, and commercials loans, and/or municipal loans.
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12. Gather, review and analyze financial statements, tax returns, past productions history, economic conditions, real estate values, legal instruments, security requirements, environmental hazards, partnership agreements, to approve/disapprove a loan.
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13. Assist borrowers/applicants in complying with the loan requirements (i.e. Promissory notes, mortgages, deeds of trust, security agreements, etc.)
(limit characters)
14. Which of the following do you have on the job experience with? Select all that apply.
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15. Which of the following most accurately reflects your highest level of experience managing project or program initiative?
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Select the one statement that most accurately describes your training and experience carrying out each task using the scale provided. (limit characters)
16. Explain policy and/or regulations in a one on one situation with a customer.
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17. Attend public meetings with various groups and associations, and perform public relations and outreach activities.
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18. Present finding and/or evaluated data through briefs or formal presentation.
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19. Respond in a written format to a full range of inquiries concerning commercial loans, reports and other correspondence.
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20. Review and edit informational materials designed to reach a variety of audiences.
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21. Generate reports of findings from audits conducted.
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22. Your responses to the Announcement and Assessment Questionnaires, along with your resume and all supporting documentation are subject to evaluation and verification to ensure accuracy. Submitting false information or attempts to falsify information may be grounds for disqualifying you or for terminating you after you have been hired. Please take this opportunity to review your responses to ensure their accuracy.
(limit characters)