Agriculture, Rural Development Logo
Position Title
LOAN SPECIALIST (REALTY)
Agency
Agriculture, Rural Development
Announcement Number
DE-OCA-12430351-2024-KB Opens in new window
Open Period
Friday, June 28, 2024 to Friday, August 16, 2024
For preview purposes only. To apply, please return to the USAJOBS announcement and click the Apply button.
Eligibilities
1. Do you claim Veterans’ Preference? (limit characters)
2.
Are you a current USDA employee who meets the definition of a "surplus" or "displaced" employee, in which received official notice that your job is no longer needed or that you will lose your job by Reduction-in-Force (RIF)? If yes, confirm:

• you are located in the same local commuting area as the vacancy;  AND,
• you are applying to a position that is at or below the grade level of the position from which you will be separated; AND,
• you are applying to a position that does not have greater promotion potential than the position from which you will be separated; AND,
• your last performance rating of record is at least fully successful or the equivalent.

For more information, review the USAJOBS Help Center.
 
 
(limit characters)
3.
Are you a current or former federal employee displaced from a position in a Federal agency other than USDA? If yes, confirm:

• you are located in the same local commuting area as the vacancy;  AND,
• you are applying to a position that is at or below the grade level of the position from which you were or will be separated; AND,
• you are applying to a position that does not have greater promotion potential than the position from which you were or will be separated; AND,
• your last performance rating of record is at least fully successful or the equivalent.

 For more information, review the USAJOBS Help Center.
 
 
(limit characters)
4. Have you registered for reemployment consideration AND meet one of the below: 

• Are you a current or former competitive service USDA employee who will be or was separated by Reduction-In-Force (RIF) and received a rating of satisfactory or above as your last annual performance rating? 
OR 
• Are you a former USDA competitive service employee who separated due to a compensable injury or disability?
(limit characters)
Preferences
1. Select the location(s) you want to be considered for. You must choose at least one location. (limit characters)
2. Select the lowest grade you are willing to accept for this position. (limit characters)
3. Are you a current or former Political appointee, Presidential appointee, and/or non-career Senior Executive Service (SES) appointee? (limit characters)
Assessment 1
Thank you for your interest in the Loan Specialist (Realty) Single Family Housing Direct position. Please complete the following questionnaire and ensure there is alignment between your application and the responses provide. Thank you. (limit characters)
1. Have you read the "Required Documents" section of the vacancy announcement and understand that your resume must include all specific information as outlined, such as 1) personal information that includes name, address, contact information; 2) education; 3) detailed work experience related to this position as described in the major duties including work schedule, hours worked per week, dates of employment (MM/YY); title, series, grade for each job on your resume (if applicable); 4) other qualifications and do you understand that failure to submit all required information or legible documents prior to the closing date of the announcement will result in loss of consideration?
(limit characters)
2. Select the following statement that is most applicable to your specialized experience qualifications for GS-09 as stated in this announcement.
(limit characters)
3. Select the following statement that is most applicable to your specialized experience qualifications for GS-11 as stated in this announcement.
(limit characters)
Select the one statement that most accurately describes your training and experience carrying out each task using the scale provided. (limit characters)
4. Which of the following best describes your experience identifying housing needs and promoting affordable housing programs to lenders, local leaders and rural residents?
(limit characters)
5. Which of the following best describes your experience with residential loan processing? Select all that apply.
(limit characters)
6. From the list below, select the type(s) of loans or grants you have managed. Select all that apply.
(limit characters)
7. Which of the following statutory and regulatory provisions related to housing programs do you have experience using or interpreting in a formal work setting? Select all that apply.
(limit characters)
8. Which of the following legal instruments and/or documents relative to the purchase or sale of real estate do you have experience using in a formal work setting? Select all that apply.
(limit characters)
9. From the list below, select the response(s) that describe your experience in reviewing Uniform Residential Appraisal Reports and/or Market Value Assessments to evaluate adequacy of security for residential loans. Select all that apply.
(limit characters)
10. Which of the following best describes your experience with rural partnerships?
(limit characters)
Select “Yes” or “No” to the following question(s). (limit characters)
11. Do you have experience working with non-profit agencies involved in housing and affordable housing groups (i.e. Community Development Corporations (CDC), Community Development Financial Institutions (CDFI), Housing and Redevelopment Authorities) and understand economic development principles, strategies and concepts?
(limit characters)
12. Do you have experience specific to underwriting residential mortgage loan applications in your formal work setting to determine completeness of applications and applicant's assets?
(limit characters)
13. Do you have experience specific to underwriting residential mortgage loan applications in your formal work setting to determine acceptable rental history and the use of automated underwriting?
(limit characters)
14. Do you have experience specific to underwriting residential mortgage loan applications in your formal work setting to determine acceptable employment verification and dependable repayment income?
(limit characters)
15. Do you have experience specific to underwriting residential mortgage loan applications in your formal work setting to determine acceptable credit history and Principal Interest Taxes Insurance (PITI) and Total Debt (TD) ratios?
(limit characters)
Select the one statement that most accurately describes your training and experience carrying out each task using the scale provided. (limit characters)
16. Which of the following best describes your highest level of experience managing residential/mortgage, commercial, agricultural, or business loans and/or loan portfolios? (limit characters)
17. From the list below, select the item(s) with which you have experience in a formal work setting. Select all that apply.
(limit characters)
Select “Yes” or “No” to the following question(s). (limit characters)
18. Do you have experience using loan portfolio software?
(limit characters)
19. Which of the following best describes your experience resolving problem/delinquent accounts of borrowers?
(limit characters)
Select the one statement that most accurately describes your training and experience carrying out each task using the scale provided. (limit characters)
20. Modify policies and efficient manage, track and process from filing to closing all Single-Family Housing (SFH) loans in bankruptcy.
(limit characters)
21. Identify and analyze risk management factors affecting foreclosures.
(limit characters)
22. Manage servicing of accounts from accelerations through to foreclosure, bankruptcy and property acquisition conforms to state and federal laws governing the debt collection activities and bankruptcy laws.
(limit characters)
23. Which of the following do you have on the job experience with? Select all that apply.
(limit characters)
24. Which of the following local ordinances related to housing and construction/building codes do you have experience with? Select all that apply.
(limit characters)
25. Which of the following best describes your experience in interpreting and applying national and local building codes?
(limit characters)
26. Which of the following best describes your experience in communicating orally? Select all that apply.
(limit characters)
27. From the list below, identify the types of audiences with which you have experience making oral presentations. Select all that apply.
(limit characters)
Select the one statement that most accurately describes your training and experience carrying out each task using the scale provided. (limit characters)
28. Participate in meetings to discuss foreclosure and bankruptcy operations.
(limit characters)
29. Ensure the application of fair housing laws, policies, principles, precepts, and practices.
(limit characters)
30. Which experience do you have explaining loan and property matters? Select all that apply.
(limit characters)
31. Which of the following types of documents have you written? Select all that apply.
(limit characters)
32. Which of the following best describes your experience with residential repair loan processing? Select all that apply.
(limit characters)
Select the one statement that most accurately describes your training and experience carrying out each task using the scale provided. (limit characters)
33. Process grants for residential repairs.
(limit characters)
34. Your responses to the Announcement and Assessment Questionnaires, along with your resume and all supporting documentation are subject to evaluation and verification to ensure accuracy. Submitting false information or attempts to falsify information may be grounds for disqualifying you or for terminating you after you have been hired. Please take this opportunity to review your responses to ensure their accuracy.
(limit characters)